How to Pay for Dental Work

Dental visits are one of the necessary expenses in life. But just because dental visits are necessary doesn’t mean you shouldn’t be able to afford them. Discover various ways to pay for your dental work, including dental insurance and some other options for those who don’t have it.

The Value and Limitations of Dental Insurance

Many employers provide dental insurance for their workers, and there’s no doubt that this helps them afford the care they need. Also available privately, insurance is recommended because it covers many of the essential dental services your family needs each year. Plus, most insurance plans give you the option to cover more advanced procedures, such as orthodontics, if you think you’ll need such services. Note that many cosmetic and premium procedures, such as veneers, are rarely covered by insurance.

Why Isn’t Every Procedure Covered?

Certain services like porcelain veneers or dental implants aren’t typically covered by insurance because they’re considered more premium than dentures and other procedures. From that standpoint, it’s true that dental implants offer superior functionality and appearance than dentures, but at a higher cost. However, you may be able to find an insurance company that will help cover even these procedures. If not, dental payment alternatives like Lending Club or an in-office payment plan may be perfect for your needs.

Lending Club– A Valuable Alternative

For those who get a lot of cosmetic surgeries or others that aren’t typically covered by dental insurance, Lending Club can be a viable option. You simply apply to Lending Club like you would to a credit card. Then, when accepted, you’ll be able to finance your medical and dental procedures. This method allows you to pay for treatments in monthly installments that can be easier to manage.

Try Our In-Office Dental Care Plan

Our team at West Lakes Dentistry wants all of our patients to receive the high standard of care that they deserve. To aid those who need an affordable way to pay for their dental care, we offer an three dental payment plans (children, adults, and periodontal) that provide the following benefits at a reasonable annual price:

  • 2 Exams
  • 2 Cleanings
  • 2 Fluoride Treatments
  • All Necessary X-rays
  • Office Visits
  • Emergency Visits
  • 15% Off Dental Procedures
  • 4 perio maintenance visits (for periodontal plan)

Get the Dental Care You Need at West Lakes Dentistry

Whether your employer pays for insurance, you choose it privately, or you forgo it altogether, we want you to get the care you need at West Lakes Dentistry. Talk to us about your plans for financing your dental appointment, and you’ll find that our staff is accommodating, friendly, and knowledgeable about the process. Have questions about your method of financing your next appointment? Simply give us a call at your convenience and we’ll help you however we can.

Make an appointment with us today in Chaska or Mound, MN!